Programs & Resources

At Accompany Capital we create paths to success and self-sufficiency for immigrants & refugees – as well as other fellow New Yorkers. We don’t just support our clients with affordable loans, we continue to support them with:

Supporting Women Entrepreneurs

If you are a woman with her own small business, we help you navigate some of the special challenges that entrepreneurial women face by offering you targeted loans, tools, and training, as well as networking and support from other New York businesswomen who have shared, and understand, your journey.

Click here to read our report on women’s entrepreneurship in New York City.

Click here to see the 12 finalists for our 2023 Pitch Fest Business Competition.

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Through our partnership with organizations like New York Women in Business, we sponsor and participate in events that highlight women entrepreneurs’ stories and bring together women who are starting, building, or expanding business to learn from each other’s journeys.

Women who are not our clients are also welcome to take advantage of the many workshops we offer on every phase of entrepreneurship, from starting a business, to marketing it successfully and take it to the next level.

We have also created a speaker bureau – AC Voices – highlighting Accompany Capital clients who have successfully navigated the very diverse challenges they have faced and can tell the story compellingly at meetings, conferences, and panels to uplift other women – and men – on their journeys. Contact us to learn more about this program.

Accompany Capital works closely with Women’s Enterprise Action Loan Fund (WEALF) to benefit from referring our clients to WEALF for mentoring while WEALF refers their clients to us for larger loans. WEALF was founded 7 years ago to help women founders and their businesses become financially self-sufficient through interest-free loans of up to $10,000 and one-on-one mentoring from experienced businesswomen to maximize the impact of the loan. Since then, WEALF has been proving –  with each loan they grant – that zip code & ethnicity are no barriers to success for women entrepreneurs.

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Refugee IDA Savings Program

For over 20 years, Accompany Capital has been administering a specialized savings program for refugees & individuals with approved asylum-status who successfully save money and complete a financial literacy course. Individual Development Account (IDA) programs, funded by The Office of Refugee Resettlement, provide matched savings accounts designed to help refugees save for a specific purpose.


Accompany Capital currently offers two IDA Programs:


  • For Refugees, Asylees, Ukrainian Humanitarian Parolees, and Iraqi SIVs, among others:
    • Click here to learn more. Translated materials will be made available.
    • Click here to download an application in English.


  • For Afghan Asylees, Parolees, and SIVs who entered the US after July 31, 2021:


For more information about Accompany Capital’s IDA Programs, please see below or contact Francess Smith at [email protected] or at 212-898-7850.


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Achieving Savings Goals

The IDA program is a specialized savings program for refugees and asylees who complete a financial literacy course and save money in a targeted account. The program matches each dollar you have saved with a dollar in grant money.

You still have control over the money you have saved, while the “matching grant” is kept in a separate account that can only be used for down payments, investment in your small business, or your education. Eligible saving goals include microenterprise, vocational training, recertification, further education, and homeownership.

Rental assistance is also available specifically for Afghan asylees, parolees, and SIVs who entered the U.S. after July 2021.

Financial Literacy Seminars

Accompany Capital’s seminars help ensure that you are prepared for the financial responsibilities of entrepreneurship, home ownership, continuing education or vocational training. All classes are free and held at our offices. Topics include:

  • Budgeting
  • Goal setting
  • Managing credit
  • Investment and saving
  • The home-buying process
  • Starting a business


Are the matching funds deposited into my account?

No. The matched money is kept in a separate, Accompany Capital-controlled account. When you are ready to use your IDA savings to buy your first home, or begin a business, the matching funds plus your savings are paid directly by Accompany Capital to the bank you are working with. You have no access to the matching funds at any time.

Will I be taxed on the matching funds?

No. You will not be taxed on the matched income.  However, you will be taxed on any interest earned in your individual savings account.

What if I am not able to use my IDA money as I had originally planned?

You may keep the money in your IDA account for up to 12 months after completing the program until you are ready to use it for the specified purpose. After 12 months, your savings will be automatically returned to you, and your matching funds will be withdrawn by Accompany Capital.

What if I change my mind? For example, what if I get a full-time job and decide not to start my own business?

You will get back the money you saved but lose any matching funds.

This sounds too good to be true. How is it possible?

Most people have never heard of the Individual Savings Account (IDA) program and are surprised to learn that they can be rewarded for saving money.

IDA was designed by the Federal government to encourage low-income individuals and families to get into the habit of saving money. The hope is that by learning about money management, then using their own talents and energies to make and save money, people will become self-sufficient faster.

The U.S. government believes this goal of self-sufficiency is so important that it is willing to reward those who attend money management classes, make a savings goal, stick to their savings plan, and achieve their savings goal.  The government believes that those who successfully complete the IDA program will have the skills needed to be more financially successful, then pay enough additional taxes, so that the program will pay for itself.

For more information on IDAs, visit Prosperity Now’s website, formerly The Corporation for Enterprise Development (CFED).

Can anyone get an IDA?

IDAs are designed for low-income families and individuals, as defined by the federal government. To qualify for an IDA through Accompany Capital, you must be a refugee, asylee, parolee, or SIV.

I need a new car. Can I use an IDA to buy one?

No. You can only use IDA to purchase a first home, further your education, or fund a business. If you own a car or taxi service, you may use the IDA to purchase a vehicle for that business.

For more information, contact:

Francess Smith, Asset Development Program Specialist
[email protected]

For information about IDA resources for refugees residing outside of New York City please click here.

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Leonid Ostrovsky Lending Internship

We are very pleased to announce the creation of the Leonid Ostrovsky Lending Internship in memory of our beloved late colleague who served at Accompany Capital from 1997 to 2023.

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This internship is designed for recent college graduates with an interest in small business lending to immigrants and refugees. Previous related work experience is not required. Fluency in a second language, particularly one that is helpful to the communities we serve, is highly desirable.

This full-time paid position will require a 12-month commitment to working at the Accompany Capital office in Jackson Heights, Queens. The Leonid Ostrovsky Lending Intern will learn the fundamentals of small business lending, engage in research projects, and receive mentoring from senior loan officers. The selected candidate will receive both a salary and health benefits.

The application will become available in February 2024 and decisions will be announced in early summer, for a start date in fall 2024.

Please email Claire Gohorel to receive more information about the internship and the application process.

If you’re interested in supporting the Leonid Ostrovsky Lending Internship, please contact Claire Gohorel for more information or donate here.

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Home Buying Programs

At Accompany Capital, we can help you become a first-time home – or apartment – buyer through saving programs which provide financial incentives, advice on saving money for a down payment and closing costs, and seminars about the mortgage process and the benefits & responsibilities of home ownership.

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Saving for a First Home

If you are a low to moderate-income New Yorker, we can help you qualify for one of these government-sponsored savings programs:

  • The HomeFirst Down Payment Assistance Program, which provides a grant up to 6% of a home’s purchase price (or $100,000, whichever is greater) to be used towards down payment and closing costs.
  • The First Home Club Matched Savings Program, which provides incentives for home buyers to open and fund a first home savings account. Qualified individuals can receive $4 for every $1 saved, with a maximum grant of $7,500.

Understanding Home Ownership

Accompany Capital’s home ownership seminars will help you understand the home purchasing process and what is involved in home ownership. The seminars are offered four times a year and fulfill the education requirement for both the HomeFirst Down Payment Assistance Program and the First Home Club Matched Savings Program, including:

  • Understanding mortgages and the mortgage application process
  • Special down payment assistance programs
  • Benefits and responsibilities of home ownership
  • The home inspection process

For more information, contact:

Francess Smith, Manager of IDA Program
[email protected]

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Workshops & Webinars

Our workshops and webinars will guide you through many of the processes and skills you need to make sure your business continues to grow and thrive.

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Past Webinars:

Click here to watch our collection of free recorded webinars.

Upcoming Webinars:

Lunch & Learn: Strategies for Securing SBA Loans and Microloans

Wednesday, January 17th
11:30 AM – 1:30 PM
Khalil Biryani House
167-20 Hillside Ave., Queens

Join Accompany Capital’s Tshering Gurung and Neeraj Gupta for an informative Lunch & Learn event hosted by the US Bangladesh Chamber of Commerce.

You’ll learn about a variety of SBA and small business loans, available to both startups and established businesses and have an opportunity to meet and engage with like-minded entrepreneurs.


Small Business Resource Fair (in person)

Thursday, January 18th
2:00 PM – 5:00 PM
Queens Public Library
35-51 81st Street, Jackson Heights

Kick off the New Year by seizing a fantastic networking opportunity for small business owners in Jackson Heights.

Join us at the Small Business Resource Fair and explore the resources available to help you start, improve, and grow your business. Hosted by the Office of Councilmember Shekar Krishnan, Accompany Capital, and the Queens Chamber of Commerce, this multilingual small business resource fair is open to the public.

Connect with representatives from city agencies and local community organizations during this event. Business owners will have the valuable opportunity to meet and greet, fostering connections that can contribute to the success and growth of their enterprises.

For more information, please contact Tshering Gurung at [email protected] or 347-730-6468

This event is sponsored by the office of Council Member Shekar Krishnan and provided in partnership with the Queens Chamber of Commerce.


Webinar: Positioning Your Business For Growth

Tuesday, January 23rd
3:00 PM – 5:00 PM

Equip your business to attract and leverage external funding when the opportune moment arrives. Discover ways to fortify your business, enhance managerial focus, and cultivate meaningful relationships that can open doors to valuable opportunities.

What you will learn:

Find out how to build and grow your business without letting limited funding limit your ambitions.

Hear from three successful founders about how they obtained capital to grow their business and position it for growth.

By the end of this event, you will be able to:

  • Use diverse, tested self-funding strategies
  • Craft plans to seize opportunities
  • Get insights to avoid common pitfalls


For more information, please contact Maria Paulino at

This event is sponsored by Santander Bank. It is being presented in partnership with SCORE NYC and NYWIB.


Webinar: Choosing the Right Legal Entity For Your Business

Wednesday, January 24th
2:00 PM – 3:00 PM

It is important to choose the right business structure for your business because it is legally and financially advantageous.

This workshop is designed to give you an overview of the various legal structures that are available to you if you decide to start your own business (e.g. LLC, C-Corp, S-Corp, Sole Proprietorship, Worker Cooperative, B-Corp, etc.), as well as some of the legal and tax consequences of each. This workshop will be an important first step in choosing the legal structure that works best for you.

During this webinar, you will learn:

  • Factors to consider when choosing a business entity structure
  • The differences between Single Proprietorships, Limited Liability Corporations (single and many), Partnerships, and S & C Corporations
  • Pros and cons for each entity type
  • Tax implications for each business structure


Speaker – Rolando Gonzalez, Senior Staff Attorney, Harlem Community Law Office, Community Development Project

For more information, please contact Tshering Gurung at 347-730-6468 or [email protected]

This workshop is sponsored by Santander Bank and provided in partnership with Queens Chamber of Commerce and Legal Aid Society.


Webinar: QuickBooks Online Part 1

Wednesday, February 21st
2:00 PM – 4:00 PM

This is Part 1 of a 2-part series of QuickBooks Level 1 class for small business owners who are new to QuickBooks. The webinar aims to help you learn the basics and understand how you can use QuickBooks to manage your business finances. The sessions will cover the following:

  • Different versions of QuickBooks Online
  • The general setup – Menus, settings, and general functions
  • Setting up the Chart of Accounts
  • Setting up individual items to show up in customer invoices

Speaker: Paul Rosenblum, Numerex Services, Small Business Consultant, Professional Bookkeeper, a QuickBooks Certified Proadvisor


For more information, please contact Tshering Gurung at [email protected] or 347-730-6468

This workshop is provided in partnership with the Queens Chamber of Commerce and sponsored by Capital One.


Webinar: QuickBooks Online Part 2

Thursday, February 22nd
2:00 PM- 4:00 PM

This is Part 2 of a 2-part series of QuickBooks Level 1 class for small business owners who are new to QuickBooks. The webinar aims to help you learn the basics and understand how you can use QuickBooks to manage your business finances.

The sessions will cover the following:

  • Entering transactions – for income and expenses
  • Running reports (Profit and Loss, Balance Sheet, and specific vendor and customer reports)
  • Downloading transactions from the banks
  • Reconciling bank accounts
  • Collecting W-9 forms and entering 1099 information into QuickBooks

Speaker: Paul Rosenblum, Numerex Services, Small Business Consultant, Professional Bookkeeper, a QuickBooks Certified Proadvisor


For more information, please contact Tshering Gurung at [email protected] or 347-730-6468

This workshop is provided in partnership with the Queens Chamber of Commerce and sponsored by Capital One.


Webinar: Small Business Tax Planning

Thursday, March 7th
2:00 PM- 4:00 PM

Whether you are self-employed or own a small business, there will be something helpful for everyone at this event. Come with your tax questions and you will leave with answers. In this webinar, you will learn about:

  • Types of entity & Due Dates for each entity
  • IRS deductions for different kinds of industries
  • Home offices and deductions
  • W2 employee vs. self employed
  • The changes in 1099 rules and reporting
  • Different kinds of Tax preparers
  • Accounting Software to use
  • 2022-2023 Tax changes

Speaker: Paul Rosenblum, Numerex Services, Small Business Consultant, Professional Bookkeeper, a QuickBooks Certified Proadvisor


For more information, please contact Tshering Gurung at [email protected] or 347-730-6468

This workshop is sponsored by The Office of Council Member Shekar Krishnan and presented in Partnership with Queens Chamber of Commerce.


Homebuyer Education

**This program will be online until further notice, accessible from any device 24 hours a day, 7 days a week**

The New York City Department of Housing Preservation and Development’s HomeFirst
Down Payment Assistance Program provides qualified homebuyers with up to $100,000 toward the down
payment or closing costs on a 1-4 family home, a condominium, or a cooperative in one of the five boroughs
of New York City.

The following topics are covered:

  • Steps in the home buying process
  • Preparing for the expenses
  • Financial management of homeownership
  • Post-purchase tips


Eligibility Requirements: Click here

For more information, please contact Francess Smith at (212) 898-7850 or [email protected]

This workshop is put on through the Housing Partnership Development Corporation

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Accompany Capital Marketplace

At Accompany Capital we measure impact by the people whose journeys we have been able to support, as their businesses, their families, and their communities grow and as New York’s economy and culture is enriched by their success.

Here are some of the wonderful small NYC businesses we have helped grow: please click to enjoy their wonderful products and celebrate the entrepreneurial spirit that makes New York the thriving, creative community it is!

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Buunni Coffee

Offering simple, delicious, natural Ethiopian coffee and blends that allowing the unique flavors of each type of single origin bean to shine through. Many of our Ethiopian coffees are certified fair-trade and organic. Others are sourced from small farms that are committed to responsible practices but cannot afford the costs of certification. All of our Ethiopian coffees come from small-holder farms and farmers cooperatives.


Inca Heritage

Inca Heritage offers beautiful women’s hats, capes, coats, shawls, and dresses as well as fun children’s hats and toys, all made with 100% Premium Baby Alpaca and organic cotton from natural, organic sources, environmentally safe, and 100% free of animal cruelty.



Olive oil-based, gentle, all-natural skincare, body care, and hair care products that are safe and effective to combat early signs of aging, allergies, or skin sensitivities, giving you beautiful skin and stronger hair.


Balkan Bites

Balkan Bites is a female and family-owned business that specializes in wholesome Southeast European comfort foods made with premium ingredients and authentic recipes, such as Burek, a portable stuffed phyllo swirl.


Harlem Chocolate Factory

Harlem Chocolate Factory is an artisan chocolate company that strives to convey the cultural experiences of Harlem through their chocolate products, sharing their love for Harlem & Chocolate and bringing diverse voices to the forefront of the chocolate industry. Try their Brownstone Bars and their delicious bonbons and truffles!


The Gilded Grape

The Gilded Grape has a strong focus on local producers, featuring wines from the Finger Lakes, Hudson Valley & North Fork- even Brooklyn – and artisanal spirits such as gin, whiskey, single malts, and vodka from New York State craft distilleries, as well as other popular brands and producers.



Award-winning language learning, translation, interpretation & cultural exchange services, powered by refugee talent & host community members.


Butcher Girls

Butcher Girls Co. is a virtual butcher shop, hand-delivering curated boxes of local, sustainable, and humanely sourced meat and fish as part of a weekly, biweekly or monthly subscription program.


The Bark Shoppe

The Bark Shoppe is a premier pet care facility in Harlem, dedicated to fostering great relationships between pets and their owners. Featuring signature soap-free shampoos for your pet’s coat and sensitive skin; water-based hydrating body sprays infused with natural essences to provide a long-lasting deodorizing scent without sacrificing the natural oils in your pet’s fur; and gentle but effective combs and brushes.

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AC Voices

Accompany Capital is proud to bolster women entrepreneurs with inspiring stories to tell. Some are refugees, others are immigrants; all share their compelling journey towards the American Dream. Having overcome many challenges to establish profitable and growing businesses, hearing about their firsthand knowledge and experiences enrich and empower communities and organizations. The Accompany Capital Voices program features compelling women small business owners who are available for speaking engagements and interviews in many different languages and locations.

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Please contact Nicole Mas at [email protected] or 212-898-4112 for more information.

Natalia Konovalova

The owner of Le’Bulga Inc., a luxury handbag company, Natalia tells an impressive story of building a successful business from the ground up in the highly competitive fashion industry. After immigrating to the United States in 1995 from Uzbekistan, she graduated from FIT with a degree in Fashion Design. Upon graduation, she worked for various high-end fashion brands, which led to her passion for handbag design.

Le’Bulga handbags have been worn by celebrities and fashion insiders, and have been featured in fashion magazines alongside luxury brands including Burberry and Chanel.

Annabelle Santos

The daughter of Filipino immigrants and the owner of SPAdét, Annabelle tells an inspiring story about leveraging entrepreneurship to solve real-world problems. Using her background in biochemistry, she began experimenting with natural personal care products in 2008 to heal her daughter’s eczema. Once she perfected a formula that worked for her daughter, she founded SPAdét, which is best known for its O’Live Castile Soap – a pure, safe, and environmentally friendly liquid cleanser for sensitive skin.

SPAdét has secured large contracts with educational institutions, medical facilities, child learning centers, and specialty pharmacies.

Alimata Zabsonre

The owner of Alima Hair Braiding in Brooklyn, Alimata tells her moving story about making the best of challenging circumstances – and uplifting other women along the way. A refugee from Burkina Faso who arrived in New York with her husband and children in 2012, she opened two hair braiding salons after putting herself through school.

Alimata’s salons employ eight women from her community. She is also the founder and president of the Association of African Women, a nonprofit networking group for African women entrepreneurs.

Archana Pokhrel

Archana came to the US from Nepal in 2003 and studied chemistry and sociology at Hunter College, graduating in 2010. She worked in sales, marketing, and training at Time Warner and Verizon before becoming the business manager at a Manhattan day spa. She was able to save enough money to open her own business on the Upper East Side in 2018: Lenox Spa and Nails, a spacious day spa specializing in manicures, pedicures, and facial treatments. A loan from Accompany Capital helped finance completion of construction and the purchase of spa equipment. Lenox Spa and Nails has created 11 full-time jobs.

As a member of the Accompany Capital Voices Speakers Bureau – women entrepreneurs who are ambassadors for Accompany Capital and experts in their business sectors – she is available to speak to groups about entrepreneurship.

Marieme Keita

Marieme Keita, who came to New York from the Ivory Coast in 1992, speaks eloquently about work life balance, including making time for the joy her four children bring while still managing employees and a thriving business.

She began work as a hair braider in 1992, later opening her own own storefront braiding salon. Learning by doing, she gained the experience and confidence she needed to open her next business in 2015 – Keita West African Market – and has saved enough to purchase a home for her family as well. Located on a street with extremely high foot traffic in Bed-Stuy in Brooklyn, the Keita West African Market now carries over $200,000 in merchandise and has recently expanded to include Lycamobile and money transfer services as well.

Her goal is to continue to expand and provide the most value she can for her customers, employees, and community while enjoying life and her beloved family as well.

Millie Carbajal

Millie Carbajal started M&M 24HR Daycare when she was 30 years old, a single mom, and a hotel worker. Dissatisfied with the day care choices she found for her young children – particularly for her night shift work – she started researching how to open her own. When she discovered her home didn’t meet state requirements, she found one that did and moved.

The first three years after she opened were hard. She had to cash out her 401k and apply for food stamps to make ends meet while paying for training classes for a Child Development Associate (CDA) degree. She was soon able, however, to open a second location, M&M Preparatory, and then M&M 24HR Daycare, both ow which are affiliated with the New York City’s 3K and Pre-K programs.

Today she serves over 40 families and, in 2019, she and M&M’s 24-hour services were featured in Time Magazine. She now sits on the Board of the UFT as a first Chair, representing child care providers from the Bronx.

Special thanks to the New York Women’s Foundation for supporting this project. Contact us at [email protected] for booking information.

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Immigrant Heritage Week Awards

This year we held our 11th annual Accompany Capital’s Immigrant Heritage Week Awards. Immigrant Heritage Week is a week-long celebration to commemorate April 17, 1907, a day in which over 11,000 people entered through Ellis Island, the largest number in history. Each year, we honor outstanding business owners who demonstrate exceptional entrepreneurial spirit and leadership. Click to enjoy highlights from this and previous years!

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Living in NYC just got easier with MyCity – your online connection to City services and benefits.
Explore, access, and manage child care, career, and business services.  

Small Business Administration (SBA)
The U.S. Small Business Administration (SBA) helps small business owners and entrepreneurs pursue the American dream by providing counseling, capital, and contracting expertise as the nation’s only go-to resource and voice for small businesses. 

Free, one-on-one advising and mentoring in person or via email for all stages of business. SCORE offers free business training on a variety of small business topics.  

Small Business Development Centers (SBDCs) 
Free individualized advice and guidance regarding the formation, management, financing, and operation of your business, with many in-person locations and virtual options available.  

NYC Small Business Services 
Helps businesses start, operate, and grow by:

  • Helping minority and women-owned businesses (M/WBEs) get City-certified and compete for contracts 
  • Connecting entrepreneurs to free resources ranging from business courses to legal services 
  • Explaining government rules and regulations 
  • Helping entrepreneurs apply for funding to launch or grow a business 

Start Small Think Big
Free legal, finance, and marketing resources and small business support to BIPOC entrepreneurs, women, LGBTQIA+ entrepreneurs, immigrants, veterans, entrepreneurs with disabilities, low-income entrepreneurs, and formerly incarcerated entrepreneurs. 

NYC Free Tax Prep for Self-Employed Filers
NYC Free Tax Prep for Self-Employed Filers provides free tax preparation services for gig workers, freelancers and small business owners who often face barriers to filing taxes and managing financial recordkeeping. In addition to providing annual and quarterly estimated tax filling preparation assistance, new workshops and one-on-one consultations will help the growing number of New Yorkers who perform gig and freelance work to learn the basics of tax filing and recordkeeping best practices as self-employed filers. This service is made available by the New York City Department of Consumer and Worker Protection. 

NYC SBS APEX Accelerator 
The NYC Department of Small Business Services (SBS) APEX Accelerator (NYC SBS APEX Accelerator) offers one-on-one assistance andtrainingto help businesses in Manhattan, Brooklyn, Staten Island, and Rockland, Suffolk, and Nassau counties that are interested in local, state, and federal government contracting. 

New York Business Express 
Helps guide you through your business and professional requirements. Fill out questionnaire and the Business Wizard will provide you with a list of everything you need to start your business.  

Small Business Bookkeeping and Accounting Podcast
Getting bookkeeping and accounting knowledge to the younger generation.


Commercial Lease Assistance Program 
If your business needs help with a commercial lease issue in New York City, you may be eligible for free legal services through the Commercial Lease Assistance Program. 
Free legal services are available to help eligible businesses:* 

  • Sign a new commercial lease 
  • Amend, renew, or terminate an existing commercial lease 
  • Address a commercial lease-related issue 

NYC Business Express Service Team (BEST) 
NYC BEST is your one-stop resource to working with City and State regulatory agencies and utilities. Services are available in multiple languages. They will help you:

  • Get Licenses and Permits Faster  
  • Avoid/Reduce Fines and Violations

Legal Aid Society 
The Legal Aid Society works throughout New York City to ensure everyone has access to justice. The Legal Aid Society’s specialized teams of attorneys, paralegals, and support staff advocate for the financial rights of New Yorkers in four distinct, yet interrelated, legal fields: consumer law, tax law, foreclosure prevention, and small business and not-for-profit legal assistance. 

Volunteers of Legal Services 
Helps small business owners and microentrepreneurs access high-quality, free legal services from dedicated staff and a network of pro bono lawyers.

The City of New York offers New Yorkers free, safe immigration legal help in a network of trusted community-based organizations at community sites, public health facilities, public schools, and libraries. Services are provided in your language. Your immigration status does not matter. 

New York Legal Assistance Group (NYLAG) 
NYLAG is a leading civil legal services organization combatting economic, racial and social justice by advocating for people experiencing poverty or in crisis. Our services include comprehensive, free civil legal services, financial empowerment, impact litigation, policy advocacy, and community partnerships.  


NYC Business Express Service Team (BEST)
NYC BEST is your one-stop resource to working with City and State regulatory agencies and utilities. They will help you –

  • Get Licenses and Permits Faster
  • Avoid/Reduce Fines and Violations

Services are available in multiple languages.


Accompany Capital Workshop – How to Establish Good Credit
Please check our upcoming workshop schedule here or contact Francess Smith at 212-898-7850, or at [email protected] 

MyFICO is the official consumer division of FICO, the company that invented the FICO credit score. FICO® Scores are the most widely used credit scores, and have been an industry standard for more than 25 years. 
Free weekly online credit reports are available from each of the three major credit bureaus – Equifax, Experian and TransUnion. Credit reports play an important role in your financial life and we encourage you to regularly check your credit history.  

GreenPath Debt Solutions:
GreenPath Financial Wellness is a trusted national nonprofit with more than 60-years of helping people build financial health and resiliency. Our NFCC-certified counselors give you options to manage credit card debt, student loans and homeownership.  

CreditWise is a completely free tool that allows you to monitor your VantageScore® 3.0 credit score. You can access CreditWise from your desktop or from your phone, so you have it at your fingertips. Using CreditWise to keep an eye on your credit won’t hurt your score. And it’s free for everyone, not just Capital One customers. 

Consumer Financial Protection Bureau (CFPB)
The CFPB is a U.S. government agency dedicated to making sure you are treated fairly by banks, lenders and other financial institutions. Their website have resources to help you better understand credit reports and score, learn how to correct errors, and improve your credit record over time.  

New York Legal Assistance Group 
NYLAG’s financial counselors & coaches help clients navigate through financial crises and build long-term financial stability.  

  • Work with clients on managing, prioritizing, and paying down debt 
  • Help clients create and maintain a budget, establish a savings plan, deal with income and expense volatility, and commit to a goal 
  • Establish credit scores and improving credit reports 
  • Provide general information on taxes, insurance, and public benefits 
  • Deliver workshops and technical assistance to organizations and communities  


SCORE Webinars 
SCORE offers free business training on a variety of small business topics. Watch low or no-cost webinars, attend a local workshop or enroll in online, interactive courses to gain new business knowledge and skills. 

SBS Business Courses 
The NYC Department of Small Business Services (SBS) offers free business courses to guide NYC entrepreneurs as they start, operate, and grow their businesses. Courses are available on core topics in entrepreneurship, including business planning, financing, and marketing, and are accessible in multiple languages, including Spanish, Chinese, and Russian 

NYWIB Webinars 
NYWIB is an alliance of eight different organizations with a common goal to support women entrepreneurs in New York, New Jersey and Connecticut. When you join New York Women in Business (NYWIB), you join a strong network of women-owned businesses. An alliance of professional organizations, we help small business owners gain access to mentoring, networking, education and valuable business resources. NYWIB pools resources and expertise from eight different organizations.  

WE NYC – Women Entrepreneurs of New York City- is the official initiative of the City of New York to support and empower women entrepreneurs. The first City program in the country to address the entrepreneurship gender gap by offering a set of business services tailored to the needs of women entrepreneurs. 


SBA Lender Match 
SBA Lender Match is a free online tool developed by the U.S. Small Business Administration (SBA) to connect small businesses with SBA-approved lenders, especially Community Development Financial Institutions (CDFIs) and small lenders. Small business owners can use the tool to identify potential lenders in their communities and streamline the lending process 

CDFI Locator | OFN 
Free online tool to locate and learn more about Opportunity Finance Network (OFN) member CDFIs based in rural, urban, and Native communities across America.  


Tech Incubator at Queens College (TIQC)
TIQC helps startup companies and entrepreneurs to build successful tech-enabled companies by providing co-working space, mentorship and grant opportunities.  


Hot Bread Kitchen 
Hot Bread Kitchen programs and services include professional skills training and career programs, job placement, food entrepreneurship and social services support. We have a built-in network of high-quality employers ready to hire women from our programs. Our food entrepreneurship offerings help small business owners seed, start and scale their ventures. And our team helps women overcome obstacles to success outside the workplace—from financial planning to childcare. 


International Rescue Committee in NYC  
The IRC in New York provides opportunities for refugees, asylees, victims of human trafficking, survivors of torture and other immigrants to thrive in America. Call 212-377-4728 

Haitian Women for Haitian Refugees  
Provides comprehensive and culturally sensitive programs that include community education, supportive services, and community organizing. Call 718-462-0791 

Women for Afghan Women (WAW) 
Organization dedicated to protecting and promoting the rights of disenfranchised Afghan women and girls, has worked since its founding in 2001 to provide life-changing, community-based programs to thousands of Afghan women, children and families throughout Afghanistan and the United States (US).  

Immigrant Small Business Guide 
This guide was created by the New York Immigration Coalition and Pratt Center for Community Development for all aspiring and current immigrant entrepreneurs, regardless of immigration status, to help you understand your options for starting and operating your own business in New York State. This guide is provided as an overview and includes information to help you decide which type of business structure is right for you, what the requirements are for forming your business, and some of the fees and taxes to expect so that you can stay open for business. 

Home Ownership – Accompany Capital’s Home Buying Program
To learn more about our program to assist low to moderate income households become homeowners, click here or contact Francess Smith either at 212-898-7850, or [email protected] 

New York Mortgage Coalition
Nonprofit collaboration of mainstream financial institutions and community housing agencies dedicated to helping low to moderate income families in New York become first-time homeowners. Through financial workshops and one-to-one counseling, they provide critical pre-purchase education. To find get information on resources for home buyers, go to or call 212-742-0762

Asset Development Programs 
The Corporation for Economic Development (CFED) is a multi-faceted organization working at the local, state and federal levels to create economic opportunity that alleviates poverty. CFED was an early leader in the creation and growth of asset development programs like microenterprise and IDA programs which expand financial opportunities for low-income households. For further information on topics which range from innovation and advocacy in this field to a directory of all IDA Programs in the country, go to 


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