Our Mission

Accompany Capital creates a pathway to self-sufficiency for immigrant and refugee entrepreneurs in New York City by providing access to affordable credit, empowering with financial education, and offering training in best business practices and technology.

At Accompany Capital, we believe in the energy, productivity and impact contributed by entrepreneurs who have come to New York to launch new lives and new businesses. For more than 20 years, we have provided strategic financial and capacity-building services developed with a focus on the needs of immigrants and refugees. We understand the challenges involved in starting and running a business, establishing credit, and navigating through rules and regulations, while learning to adapt to a new country and culture. We work individually with each client, in their own language whenever possible, providing them with not only with the capital they need, but also the caring support and guidance that have become synonymous with who we are.

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At Accompany Capital, we value the trust our clients place in us as we support – and join them – on their financial journeys. Here are the principles at the core of what we do every day, to help us earn, and keep that trust.

Clients First – We are passionately committed to each individual client’s success: our financial and support services were developed – and evolve – to best benefit the needs of immigrants, refugees, and clients.

Equal Opportunity – We believe that every American, no matter where they’re from, deserves an opportunity to achieve financial self-sufficiency through equal access to capital, financial education, and services.

Inclusivity – We welcome, understand, and support clients from all cultures, languages and backgrounds because we ourselves bring a wealth of diverse cultures, experiences, and perspectives.

Integrity – We hold ourselves to the highest professional and ethical standards and value the trust we’ve earned from clients, partners, colleagues, and funders.

Relevancy – We constantly seek and develop new creative solutions for our clients’ evolving needs, fine-tuning of our services and processes by implementing new approaches, best practices, and new technology.


Accompany Capital is about people. Many of us were born in foreign countries ourselves so we understand the challenges that many of our clients face. We speak 14 different languages and dialects which allows us give our clients the personal, one-on-one counseling and support they deserve, as well as access to the resources they need to succeed and thrive.

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Our History

Founded in 1997 as the Business Center for New Americans, Accompany Capital was originally part of the New York Association for New Americans, an organization created in 1949 to resettle World War II refugees.

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NYANA, which was the largest refugee and immigrant services agency in the U.S., assisting more than 500,000 immigrants from 145 countries achieve economic self-sufficiency and social integration, closed in 2009, after resettling the last of the WWII refugees. But BCNA – which was created with a grant from the American Express Foundation to provide advice to refugees who were interested in starting a business – continued and has grown steadily over the years.

In our first year of operation, we made three loans, totaling $30,000 dollars. As of March 2021, we have now made 4,270 loans, totaling more than $37.5 million dollars and over 1,700 refugees have participated in our Individual Development Account (IDA) Program, investing more than $24 million dollars from savings, matching funds and loans for education, home ownership and small businesses.

From inception we offered important financial literacy workshops to our clients but in 2007 we expanded our offerings to include workshops in business skills and marketing, including via new digital and smartphone platforms and technologies.

In 2012, we added a second office in Jackson Heights, to serve the thriving small business community in Queens and we have more than doubled our staff to expand our ability to serve clients in every borough.

And in 2020 we became Accompany Capital to reflect our promise to our clients: that we not only provide capital for starting and growing small businesses, we are with them every step of the way on their financial journey.

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Our Team

Yanki Tshering's Photo'

Yanki Tshering

Executive Director
Languages: English, Tibetan and Nepali
Leonid Ostrovsky's Photo'

Leonid Ostrovsky

Chief Lending Officer
Languages: English and Russian
Cindy Rogers's Photo'

Cindy Rogers

Director of Finance and Administration
Jessica Martin's Photo'

Jessica Martin

Director of Portfolio Management & Compliance
Calvin Fletcher's Photo'

Calvin Fletcher

Manager of Refugee Program & Loan Officer
Nicole Mas's Photo'

Nicole Mas

Manager of Development & Communications
Francess Smith's Photo'

Francess Smith

Manager of IDA Program
Languages: English, French, Creole
Tshering Gurung's Photo'

Tshering Gurung

Senior Manager of Business Development & Training
Languages: English, Nepali, Hindi, Nyeshang and Tibetan
Vish Dasma's Photo'

Vish Dasma

Senior Loan Officer
Languages: English, Hindi and Kannada
Maria Paulino's Photo'

Maria Paulino

Senior Loan Officer
Languages: English and Spanish
Zachariah Logan's Photo'

Zachariah Logan

Loan Officer
Languages: English and African dialects of Liberian Coloqua, Bassa and Kru
Robert Evans's Photo'

Robert Evans

Development & Data Associate
Languages: English, Spanish and French
Paula Libreros's Photo'

Paula Libreros

Loss Mitigation Officer
Languages: English and Spanish
Jason Kohl's Photo'

Jason Kohl

Senior Loan Officer

Our Board of Directors

Kwame Marfo's Photo'

Kwame Marfo

Board Chair
Africa Empowerment Fund
Colleen Galvin's Photo'

Colleen Galvin

Board Secretary
Citigroup, Inc.
Stan Kosyakovskiy's Photo'

Stan Kosyakovskiy

Board Treasurer
Odis Management
Larry Rubenstein's Photo'

Larry Rubenstein

Board Member
Rubenstein Advisory, LLC
Peter Brest's Photo'

Peter Brest

Board Member
Housing/Human Services Consultant
Carolina Simon's Photo'

Carolina Simon

Board Member
Michelle Danso's Photo'

Michelle Danso

Board Member
Man Group Plc
Joan Carty's Photo'

Joan Carty

Board Member
Housing and Development Fund, CT
Dave Sidhu's Photo'

Dave Sidhu

Board Member
Tim Zhakselekov's Photo'

Tim Zhakselekov

Board Member
Santander Bank
Yanki Tshering's Photo'

Yanki Tshering

Board Member
Accompany Capital
Kate Hao's Photo'

Kate Hao

Board Member
Happy Mango
Yanki Tshering

Our Annual Reports

2020 Report

  • 436 loans awarded for a total value of $6,840,617.
  • 164 were PPP loans for a total of $2,091,262
  • 449 microbusinesses and 6 small businesses received $1,190,781 in debt
    relief for SBA funded loans through the CARES Act.
  • 26 businesses were assisted to apply and qualify for $1.4M in SBA disaster relief loans.
  • 44 start up businesses and 656 existing businesses received advice and training
  • 35 workshops and webinars, which included topics on COVID-19 relief and tips on digital marketing
    were offered, serving 824 attendees
  • 874 businesses received a wide range of technical assistance services including developing business reopening plans,
    business plan development, assistance to apply for COVID-relief, connection to expertise like pro-bono legal assistance to negotiate
    with landlords and other specialized expertise, and small group instruction on using technology safely for financial
  • 219 jobs were created and 1,032 jobs were retained.
2019 Report
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2019 Report

  • 338 new microloans were awarded with a total value of $4,641,450. We helped 34 businesses start and 658 businesses expand & strengthen.
  • 34 workshops were provided, serving 501 attendees
  • 821 small businesses received a wide range of technical assistance services including individual coaching, business plan development, connection to expertise, and small group instruction
  • 175 jobs were created and 974 jobs were retained
2018 Report
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2018 Report

  • 366 new microloans were awarded with a total value of $3,400,017. The average loan was $9,290. We helped 49 businesses start and 623 businesses expand & strengthen.
  • 34 workshops were provided, serving 386 attendees
  • 674 small businesses received a wide range of technical assistance services including individual coaching, business plan development, connection to expertise, and small group instruction
  • 206 jobs were created and 845 jobs were retained
2017 Report
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2017 Report

2016 Report
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2016 Report

2015 Report
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2015 Report

2014 Report
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2014 Report

2013 Report
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2013 Report

2012 Report
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2012 Report

2011 Report
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2011 Report