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Business Licensing and Permits

NYC Department of Small Business Services (SBS) helps businesses start, operate and expand in New York City by providing a wide range of services. They can help you navigate government bureaucracy to cut through “red tape,” resolve an issue or get permits and licenses. Services are provided at no cost, regardless of the size or stage of your business. Visit:

Business Planning

The US Small Business Administration (SBA) website offers extensive information to help small businesses succeed, including a business planner, workshops, programs, and counseling

Credit Score and Credit Repair

  • BCNA’s Classes on How to Establish Good Credit: Please check our workshop schedule for workshops or contact Francess Smith at 212-898-7850,[email protected]
  • Free Credit Report: You can get a free report from each credit bureau every 12 months from or by calling 1-877-322-8228
  • How Credit Scores are Calculated: Learn how credit scores are calculated and how to maintain or improve your score.
  • GreenPath Debt Solutions: For one-on-one assistance call 1-800-550-1961 or go to to schedule an appointment with a counselor
  • For a wealth of information on steps to get back to financial responsibility and freedom, go to
  • Credit health:Understand more about how your credit score is calculated, and how your decisions affect your score. Available via web and mobile app, see

Home Ownership

  • BCNA’s Home Buying Program: To learn more about our program to assist low to moderate income households to become homeowners, contact Francess Smith at 212-898-7850 or [email protected]
  • New York Mortgage Coalition: Nonprofit collaboration of mainstream financial institutions and community housing agencies dedicated to helping low to moderate income families in New York become first-time homeowners. Through financial workshops and one-to-one counseling they provide critical pre-purchase education. To find get information on resources for home buyers, go to or call 212-742-0762

Asset Development Programs

The Corporation for Economic Development (CFED) is a multi-faceted organization working at the local, state and federal levels to create economic opportunity that alleviates poverty. CFED was an early leader in the creation and growth of asset development programs like microenterprise and IDA programs which expand financial opportunities for low-income households. For further information on topics which range from innovation and advocacy in this field to a directory of all IDA Programs in the country, go to

Immigrant & Refugee Resources

  • The International Rescue Committee in NYC: Provides opportunities for refugees, asylees, victims of human trafficking, survivors of torture and other immigrants to thrive in America. Call 212-377-4728
  • Haitian Women for Haitian Refugees: Provides comprehensive and culturally sensitive programs that include community education, supportive services, and community organizing. Call 718-462-0791

Queens Small Business Resource Guides

We are proud to have partnered with Chhaya Community Development Corporation to produce this excellent Small Business Resource Guide for businesses in Queens. Available in English, Spanish, Nepali, and Bangla.[/vc_column_text][/vc_column][/vc_row]